Terms of Use
Welcome to the West Side Mutual Insurance Association website. Please review the following “Terms of Use” and note that your use of this Web site constitutes your agreement to follow and be bound by them. If you do not wish to be bound by these Terms of Use, please discontinue using and accessing this site immediately.
General Purpose of Use
This website is designed for personal use only. You may not use this website to engage in any illegal activity or engage in conduct that is defamatory, libelous, threatening, or harassing. You agree not to access any restricted portions of this website without proper authorization.
Changes to Site
We may terminate, change, suspend, interrupt, or discontinue any aspect this website or any of its features at any time. We may also restrict certain features and services at our discretion.
External Links
Any links provided by West Side Mutual Insurance Association on this website is solely posted for your convenience. WSMIA does not maintain, control, approve, endorse, or continually review these websites, or the services, products or data contained or obtained therein, and these Web sites are in no way intended to represent an exhaustive listing of service providers that may be useful to you. WSMIA makes no warranties or representations, express or implied, regarding the content, data, services, or offers contained in these websites. WSMIA assumes no legal liability or responsibility for losses or damages resulting in any way from the information contained in these websites.
The payment link provided on this website is for WSMIA insured’s use only. Payments for insurance premium may be paid via the third party vendor (Paytrace) and applied to the insured’s account. Payment received after the date of cancellation will NOT automatically result in reinstatement of a policy. Premium payments submitted after the cancellation date are subject to refund. Policy premium paid will be refunded to the named insured on a policy only. If applicable, refunds will be via check and processed 10 days after an approved and authorized credit card payment.
Limitation of Liability
WSMIA WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF THIS WEBSITE. THESE MIGHT INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM THIS WEB SITE; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES—OR BOTH.
SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU IF YOU LIVE IN A JURISDICTION THAT FORBIDS OR DISALLOWS THEM.
Disclaimer
THE MATERIAL ON OUR WEBSITE IS PROVIDED AS IS. THIS MEANS THAT WSMIA DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITE. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR WEB SITE, OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (5) THAT INFORMATION CONTAINED IN THE WEB SITE IS ACCURATE AS OF ANY PARTICULAR DATE.